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HISTORIC
SALEM INC
5 Phelps Street
Built for
Paul N. Chaput
Real Estate and Insurance Broker
1916
Replaced a single-family house burned in the Great Salem Fire of 1914
Researched and written by Jen Ratliff
March 2020
Historic Salem Inc.
The Bowditch House
9 North Street, Salem, MA 01970
(978) 745-0799 | HistoricSalem.org
©2020
�5 Phelps Street, c. 2018
City of Salem Assessor’s Office
Despite sitting on the outskirts of downtown Salem, the history of the Greater Endicott
Street Neighborhood has deep colonial roots. During King Philip’s War a large palisade wall was
constructed near the present intersection of Broad and Jackson streets to defend Salem’s
western edge against French and Indian attacks. This wall intersected the farmland of Col. John
Hathorne (1641 - 1717), who would serve as a magistrate during the Salem Witchcraft Trials in
1692. Famously, Hathorne is the great-great grandfather of author and Salem-native, Nathaniel
Hawthorne (1804 - 1864). 1
Development from pastureland to residential and commercial use in this area came
slowly. Phelps Street would later be laid out on Hathorne’s former farmland. The street first
Perley, Sidney. “Part of Salem in 1700. No. 6.” The Essex Antiquarian. Vol. V, No. 3 (March 1901), Salem, MA. p.
34
1
JEN RATLIFF | JENRATLIFF.COM
1
�appears as Phelps’ Lane on an 1820 map, running parallel to Circus Street (now Hathorne
Street.) 2 The neighborhood continued to develop as Salem expanded southwest. At the end of
the 19th century, industrial jobs in nearby Blubber Hollow attracted local laborers and immigrants
to the area, causing a surge in construction of single and multi-family homes.
On June 25, 1914, the Great Salem Fire began at the Korn Leather Factory on Boston
Street, less than .5 mile from 5 Phelps Street. This conflagration destroyed greater than 1,600
buildings over 250 acres, including all of Phelps Street. More than 14,000 Salemites were
displaced from their homes.
Present day 5 Phelps Street is an example of a Colonial Revival, multi-family home,
constructed after the Great Salem Fire of 1914. Like other homes on the street, such as #2, #7,
and #20, this structure features two-story bay windows and Doric columns. The home replaced
the single-family home of Ellen Lever Thornton (1849-1936) and her family.
Ellen Thornton was born in Ireland in 1849, at the age of 16, she immigrated to the
United States. On October 24, 1875, she married Peter Thornton, a teamster, also from Ireland,
at the Church of Immaculate Conception in Salem. 3 Together the couple had eight children, at
least two of which died before age 5. 4 In 1886, Ellen purchased 5 Phelps Street for $1,000. Her
husband, Peter co-signed for a mortgage of $500. 5 In 1898, Ellen’s husband, Peter passed away
at the age of 49. The cause of his death is unknown. Ellen and her children continued to live at 5
Saunders, Jonathan Peele. “Plan of the Town of Salem in the Commonwealth of Massachusetts from actual
Surveys made in the years 1796 & 1804: with the improvements and alterations since that period as Surveyed by
Jonathan P. Saunders.” Map, 1820.
3
New England Historic Genealogical Society; Boston, Massachusetts; Massachusetts Vital Records, 1911–1915
4
Tenth Census of the United States, 1880. Census Place: Salem, Essex, Massachusetts; Roll: 532; Page: 589C;
Enumeration District: 230
5
Southern Essex County Registry of Deeds, 116-194
2
JEN RATLIFF | JENRATLIFF.COM
2
�Phelps Street until June 1914 when the Great Salem Fire destroyed their home and much of the
surrounding area. Ellen claimed $3,000 in insurance following the fire and removed her family to
nearby 3 Warren Court. 6 Following the Fire, 5 Phelps Street sat vacant until May 31, 1916, when
Ellen Thornton sold the land to Paul N. Chaput. 7
Paul N. Chaput, (1864 - 1945) was a prominent member of Salem’s French-Canadian
community. Paul was born in Canada in 1864 and immigrated to the United States in 1870 at age
6. 8 By 1887, Paul married his wife Josephine and together the couple adopted two sons, Joseph
and George. In the early 20th century, Paul owned several businesses in Salem’s Point
Neighborhood. These businesses included a grocery store at 17 Congress, a shoe store at 83
Harbor Street, and an appliance and housewares store at 16 Congress Street. 9 Around 1906,
Chaput transitioned to working as a real estate and insurance agent. He is listed on the deeds of
dozens of homes. 10
Due to the Great Salem Fire of 1914, Paul and his wife Josephine lost five properties
including their businesses on Congress Street and their family home at 11 Gardner Street, an
estimated loss of $30,500. 11 Following the fire, Paul and his family moved to 21 Hancock
Street. 12 Over the next few years, Paul purchased multiple plots in Salem’s burned-out areas to
rebuild and sell new homes. This included 5 Phelps Street, which Chaput and contractor
F. W. Dodge Company, "Data on Burned District at Salem, Mass." (1914) Salem State University Archives and
Special Collections
7
Southern Essex County Registry of Deeds, 2332-481
8
1910 United States Federal Census, Salem Ward 5, Essex, Massachusetts; Roll: T624_588; Page: 15A;
Enumeration District: 0473; FHL microfilm: 1374601
9
City Directory, Salem, MA., 1905 pg. 1405
10
Southern Essex County Registry of Deeds, Index Book 1880-1940
11
F. W. Dodge Company, "Data on Burned District at Salem, Mass." (1914). Pg. 4
12
City Directory, Salem, MA., 1915-1916
6
JEN RATLIFF | JENRATLIFF.COM
3
�Hormisdas Hade purchased from Ellen Thornton on May 31, 1916. 13 Five months later, the new
home was complete and on October 30, 1916, Hade sold the home to widow Winifred Burke. In
1929, Paul incorporated the Paul N. Chaput Insurance Agency, which now operates on Margin
Street under the name John J. Walsh Insurance Agency, Inc. 14
The Burke Family, 1916-1951
Winifred Dolan Burke (1860 - c. 1942) was born in Ireland in 1860. In 1875, at the age of
15, Winifred immigrated to the United States. In 1880, she married Thomas Burke, an edge
setter in the shoe industry, also from Ireland. Together, the couple had eleven children, eight of
which survived infancy. 15 The couple moved around Salem a bit, settling briefly on Vale Street,
May Street, and Lynn Street before purchasing a home at 14 Phelps Street in May 1887. 16 On
July 24, 1912, Thomas passed away, widowing Winifred at the age of 52. 17 Two years later,
Winifred and her children lost their family home at 14 Phelps Street to the Great Salem Fire of
1914. Following the fire, the family briefly relocated to Peabody, living on Main Street. 18
Winifred claimed $3,125 in insurance money due to the fire and in October 1916, the Burke
family returned to Phelps Street, purchasing the newly constructed 5 Phelps Street from
contractor Hormidas Hade. 19 In 1925, Winfred and Thomas’ oldest child, Mary A. Burke (1882-
Southern Essex County Registry of Deeds, 2332-481 and 2338-458
www.walshinsurance.com
15
United States Federal Census, Year: 1900; Census Place: Salem Ward 3, Essex, Massachusetts; Page: 5;
Enumeration District: 0449; FHL microfilm: 1240647
16
Southern Essex County Registry of Deeds, 1198-21
17
City Directory, Salem, MA., 1914
18
City Directory, Salem, MA., 1915
19
Southern Essex County Registry of Deeds, 2332-481 and 2338-458
13
14
JEN RATLIFF | JENRATLIFF.COM
4
�Unknown), inherited the family home. At the time, Mary worked as a salesperson at W.G.
Webber Co., a dry goods store at 240 Essex Street. 20 Mary shared the home with her brothers
Edward and Daniel and their families. 21 After 35 years in the Burke family, Mary sold 5 Phelps
Street to Santo Tollo, a machinist, and his wife Jennie for $12,000. 22
The Tollo Family, 1951-1998
Santo Tollo (1914-1972) was born in Roxbury, Massachusetts on May 12, 1914. 23 In
1939, he married Jennie Thresa Ficarra (1910-1998) of Salem. Jennie grew up in the city’s Italian
neighborhood, living with her family at 12 High Street. 24 At the time of their marriage, Santo
worked in Boston at the Golden Dome Bottling Company and Jennie was listed as a lamp worker
in Salem. 25 The couple settled at 75 Summer Street in Salem in 1940 but quickly returned to
Jennie’s family home at 12 High Street. 26 Over the next few years, Santo worked as a machinist
at General Electric in Lynn, at local bottling companies, and as a chauffeur. Together the couple
had three children, James (1940-2017), Nancy (1941-Living), and John (1944-Living). In July 1951,
Santo and Jennie purchased the home at 5 Phelps Street. The home would remain in their family
for the next 37 years. 27 In June 1963, Santo and Jennie’s daughter, Nancy married Richard
City Directory, Salem, MA., 1924
United States Federal Census, Year: 1940; Census Place: Salem, Essex, Massachusetts; Roll: m-t0627-01589;
Page: 3B; Enumeration District: 5-343
22
Southern Essex County Registry of Deeds, 3833-35
23
The National Archives in St. Louis, Missouri; St. Louis, Missouri; Draft Registration Cards for Massachusetts,
10/16/1940-03/31/1947; Record Group: Records of the Selective Service System, 147; Box: 970
24
City Directory, Salem, MA., 1930-1939
25
The National Archives in St. Louis, Missouri; St. Louis, Missouri; Draft Registration Cards for Massachusetts,
10/16/1940-03/31/1947; Record Group: Records of the Selective Service System, 147; Box: 970
26
City Directory, Salem, MA., 1940-1945
27
Southern Essex County Registry of Deeds, 3833-35
20
21
JEN RATLIFF | JENRATLIFF.COM
5
�Beausoliel, a barber, also from Salem. The couple moved to 5 Prince Street. 28 Santo Tollo passed
away in 1972 and in 1986, Nancy purchased the family home at 5 Phelps Street from her mother,
Jennie. Nancy and her husband, Richard lived in the home until February 1998, when Nancy sold
the home to Dennis R. Harrison. 29 Less than a year later, Dennis sold the home to Maureen
Cavanaugh, who as of 2020 still owns the home through the Maureen Cavanaugh Family Realty
Trust. 30
Marriage announcement 21 -- no title. 1963. Boston Globe (1960-1988), Jun 02, 1963.
Southern Essex County Registry of Deeds, 8730-15
30
Southern Essex County Registry of Deeds, 15695-124
28
29
JEN RATLIFF | JENRATLIFF.COM
6
�SOURCES
COMPILED BY JEN RATLIFF
�Notes
Additional Documents
or Deeds
“Dwelling house and other
buildings”
#26 in City Plans
Name
Years of
Ownership
Number of
Years
Purchase Price
Deed
Referenced
Ellen Thornton
Peter Thornton
1886-1916
30
$1,000
116-194
1916
<1
considerations paid
2332-481
No buildings mentioned
1916
<1
2338-458
“Buildings thereon”
1916-1925
1925-1951
9
26
$1 and other considerations
paid
$3,800 remaining mortgage
considerations paid
2345-548
2664-461
“Buildings thereon”
Daughter of Winifred Burke
1951-1986
35
$12,000
3833-35
5320-614
5700-461
1986-1998
1998-1999
12
<1
$140,000
$200,000
8730-15
14591-439
Paul N. Chaput
Josephine Chaput
Hormisdas Hade
Alice Hade
Winifred Burke
Mary A. Burke
Jennie T. Tollo
Santo Tollo
John F. Tollo
Nancy J. Beausoliel
Dennis R. Harrison
Maureen Cavanaugh
Cavanaugh Family Realty
Trust
1999-2020+
20+
$208,000
Daughter of Santo and Jennie
15695-124
22949-58
36390-150
36691-18
The current home replaced a single-family home owned by Ellen Thornton and her husband Peter Thornton
which was destroyed in the Great Salem Fire of 1914.
Residents
Mrs. Winifried Burke
Mary A. Burke
Daniel F. Burke
Santo Tollo and Jennie T. Tollo
Nancy J. Tollo
Bev Tollo
James S. Tollo
Richard and Nancy Beausoleil
Directory Year
1917-1952
Owned 1916-1951
Notes
1951-1958
Owned: 1951-1986
Santos: Machinist, United States Marine Corp
1993-1998
Owned: 1986-1998
Address not listed in 1929-1931
Appears in 1930 Census at this address
Bev: Clerk Net&T
James: United States Navy
Richard: Barber
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Map of Salem in 1700 by Sydney Perley
�Detail from Salem Atlas, 1874 (Plate G)
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�Detail from Salem Atlas, 1897 (Plate 6)
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Detail from Salem Atlas, 1906-1938 (Plate 48)
�Detail from Salem Atlas, 1911 (Plate 16)
�Ellen Thornton
5 Phelps
Residence and stable (Wood)
Assessed Land Value: $1400
Assessed Building Value: $400
Insurance on Building $2500
Insurance on Contents: $500
F. W. Dodge Company, "Data on Burned District at Salem, Mass."
(1914) Salem State University Archives and Special Collections
1849 PETER THORNTO '
[849
ELLEN HIS WIFE
1876
MARY E
1
382
RICHARD J.
1892
p[TER J,
1887 At\N TH ORNTON BAKER
Grave of Ellen and Peter Thornton – St. Mary’s Cemetery – Salem, Massachusetts
(Findagrave.com Memorial ID: 157233323)
1915
1951
1065
1972'
�Man poses among the ruins of the Great Salem Fire of 1914.
Likely taken near Phelps Street. St. Joseph's Church at 135 Lafayette Street in the distance.
On back "General view of burned district"
SCPH 13-018
Salem State University Archives and Special Collections
�ha put
P ul
!7lea/ 6stale
LIIM !
Pl .t CLw ~nd
all olllN
I J2
o(
fnsur ance
p
r,
,■
Paul
hapur :: Real
tote
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TlrLll'JIID,t
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The Inland Printer. United States: Maclean-Hunter Publishing Corporation, 1910.
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P A UI • ~ - O~ AP UT ,
E Ai. E H 1. · -
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and
City Directory, Salem, MA., 1893 pg. 1090
A. E
II
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Paul N. Chaput,,
D
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: tton' Sun. Proof
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City Directory, Salem, MA., 1905 pg. 1405
�PAUL N. CHAPUT
.
.
g
A , ent for
s
Jack. on and Detroiter Automobiles
I'
Real Estate
Fire, Liabihty
and Pla1e Glass
INSU RAN CE.
MONEY TO LOAN O
I
132 Lafayet te St.,
MORTGAGE S
Telephone 965'
Salem, Mus.
J. Alderic Deschamps
Justice of the Peace
City Directory, Salem, MA., 1913 pg. 1562
I
�Paul N. Chaput
Real Estate
Fire
Plate Glass
Burglar
Liabilities
Compensation
Automobile
General
I Insurance
J
Money to Loan on Mortgages
J. ALDERIC DESCHAM iP'S
Justice of the Peace
Telephone 965
Hawthorne Bldg., 209 Waahington St.,
City Directory, Salem, MA., 1915 pg. 1530
Notary Public
Salem, Mau.
�Paul N. Chaput
1
SALE~f. Oct. l9 --P:ttll ., '. Chaput,
~
8.1. publi~hcr of a cha ·n nf F~, nch
Jan#?uag r,,c,~ ·~p ar.er::- ~ ~u:i f, lh ,dc-1· or
the Salc,n, S ,;-1 \ ·'u 1 ~~ r.;ink. ri 'i r.ri tod. ~-.
T~.e fu ner;,l , ·~U be t r.ld .,t.11 .d· :.
.
a
\\dt h , bi,:h mr :·, at St. Jo~cph"t
C'hurc-h a t
n.
Daily Boston Globe (1928-1960), Oct 20, 1945.
J
�I TROD
TI
1630 is a de .cription of th Pi n
iver Park in l 930 by the
e erected at
through the
alem Pia :tlcm'
Ternr c: J. B.a1
. Pew,
em, ere
erccnmitte • The putp< · o
c · co ho the types of
. heltl'r bu1l b • the first ttlers .and in u
t the time of the coming of
Winthrop. Th structure ar pl. ed in n tur
ttin urro nd,:J
by ,. . ample. of the activitit:5 c entfal to the p1nmc:r ettlement. The
il111 • w. originated and on tru ·t ·d und r tl1e dire tion of the fol-
n. who will furni h inform. tion
p
0 PL \ ,R.
10
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r qu ·t d:
0
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D LL PR Tr,
EO RG
R
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• R ANC'J~
P. K
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BR lf,t,
O
S11prri11tn1dn1t
Do , Antiq11 rinn- rchitect
v L11,i ltrtJp,· Archit~ct
1 Cosllmirr
L
DH.
Paul N. Chaput as a Park Commissioner assisted in the creation of Pioneer Village.
A Reference Guide to Salem, 1630: Forest River Park, Salem, Massachusetts.
Salem (Mass.). Board of Park Commissioners., "A Reference Guide to Salem, 1630: Forest River Park, Salem, Massachusetts." (1935)
�Winifred Burke
14 Phelps Street
Apartments (Wood)
Assessed Land Value: $300
Assessed Building Value: $1,400
Insurance on Building: $2,125
Insurance on Contents: $1,000
F. W. Dodge Company, "Data on Burned District at Salem, Mass."
(1914) Salem State University Archives and Special Collections
Santo and Jennie Tollo – St. Mary’s Cemetery – Salem, Massachusetts
(Findagrave.com Memorial ID: 157420904)
�~
2. ADDRESS (Prin~)
__ J ?.,____ \··--l \~H --------·--------------------(Number and •trect or R. F. D. number)
3. TELEPHONE
4. AGE IN YEARS
tJi
s A b £ tv\._______E s ~ E_i _________lf' ~ s .-(Town)
(C<-unty)
(State)
6. COUNTRY OJ'
~ C E OJ' BIRTH
i;~,--------
------~~-------------- --------D~;~;~~;;-------- _________9-lo~;r~f
CITIZENSHIP
------------------------------ --~- - ___ ,_l. -- __ 1 ____ ------- t1Q ~- s ----------- ------- 0 . _ I\__
4
s .-----(Number)
(Mo.)
country)
(Excbana:A)
(Day)
(Yr.)
(State or
7. NU.CE OJ' PERSON WHO WILL ALW.A.YS KNOW Yoo.a ADDRES8
__ r,\ V S ·_________
;re\'\~ \_e _____T__ _~q____T _t
by-e
l
O
(Mr.• Mn., Miu)
8. RELATIONSHIP OJ' THAT
0
C --------- -------~~
(Middle)
(Finlt)
(Lut)
:
,!_ _t _______ _
--\
~
0. ADDRESS 01' TIIAT PER~
___J_ ___ _(_.\'1_ _\_. ___________________ o l e ~--_________R _ se1'__________ f"'(_ q _~ s _ _
2._
__
___
s
-___
(Nu
er a d etr~t or R. F. D . number)
(Town)
(County)
<State)
ll~~J~.~::!?.::.'-£!? .:H.' '~"' -.------------- s. - - - - - - - - - M--------------10. EMPLOYEE'S NAME
1 oj<=f
C~J\J_ ~ o ~~ _______ _____o~~ n
\
.-11
(Number and etreet or R . F. D. number)
I AJ'nRM:
THAT
I
(Town)
'" ________- __o\ ~ ______\ ~ __$ ~ _.__
HAVE VERD"Ili:D ABOV:B ANSWERS AND THAT A B . B Y TRUE.
AR
REGISTRATION CARD
D. S. S. Form. 1
c-
unty)
~
!over,
~
(State)
t.,
'---/
/
•- --------------------- -----~
~
<Rea:iatrant •
The National Archives in St. Louis, Missouri; St. Louis,
Missouri; Draft Registration Cards for Massachusetts,
10/16/1940-03/31/1947; Record Group: Records of the Selective
Service System, 147; Box: 970
■i&nature)
---------------
�REGISTRAR'S REPORT
DESCRIPTION OF REGISTRANT
HEIGHT
(Approx.)
RAOE
White
,✓
WEIGHT
(Approx.)
I
EYES
Negro
Oriental
I
I
-,
Hazel
- - - , Brown
Indian
Filipino
Sallow
---
Light
HAIR
Biondo
---
I
- --
Red
Ruddy
--,Dark
7
Brown
- - -, Freckled
Blue
I Gray
OOMPLEXION
Black
Black
Gray
Dald
✓I Light brown
,=1
I Dark brown
- ..,/
------ ----
Black
Other obvious physical characteristics that will aid in identiflelition_____________ _
--· ~ - - - - - - - - - - - - ----------------------------------------
-- ----- -------------------------------------------------------- --------------- ----- I certify that my answers are true; that the person registered· has read or has had
read to him his own answers; that I have witnessed his signature or mark and that
all of his answers of which I have knowledge are true, N'9pt es 'oUoms:
L(L .
sn:.
(lW ill n \
\31
1!'
~.lt.~
(Tho atamp of tho Local Board havine: juriadiot.ion of tho reiriatrant
eball be placed in the above apace.)
�Susan Pszenny, Salem,
James T ollo Engaged
.
Mr. and Mrs. R a y m o n d
Pszenny of Salem announce
the engag~ment of the i r
daughter, Susan E 11 en, to
James Tollo, son of Mr. and
Mrs. Santo Tollo of Salem.
Miss Pszenny is in her second year at the School of the .
Boston Museum of Fine Arts.
Her fiance is a graduate ot
East Coast Areo Te.ch. . He
served in the Navy.
•
Susan Pszenny, Salem, James Tollo Engaged." Boston Globe (1960-1988), Feb 03, 1963
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Marriage announcement 21 -- no title. 1963. Boston Globe (1960-1988), Jun 02, 1963.
�DEEDS
COMPILED BY JEN RATLIFF
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�r
----~-~233_2
481
-+
. her- ~eirs~ and assigns all right or or to both dower and homestead in the
granted pre1nises and all rights by statute therein, and all other rights
and tnterests therein. IN WITNESS WHEREOF, we the said Antime Barbeau and
Delphine Barbeau
1
I
I
hereunto set our hands and seals this fifteenth day of
I
April in the year one thousand nine hundred and sixteen,
Signed, sealed, and delivered in presence or
Harry D. Wheeler to A. B.
i Thomas
J. Cadorette
I
I PW1,ilipp Roy
Antime Barbeau
(seal)
her
Delphine X Barbeau
(seal)
mark
COMMONWEALTH OF MASSACHUSETTS, Es-
)
)
)
)
)
)
)
)
sex ss, April 16, 1916,
sonally appeared the above named
)
)
)
witness to mark
Then per-
I
I
·
Antime Barbeau and acknowledged thel
foregoing instrument to be his free act and deed, before me
Harry D. Wheeler
Essex ss. Received May 31,1916,
Justice or the Peace,
8 m past 2 P, M, Recorded and EXamined
y
----------------------------------------------------------------------,
1
I, Ellen Thornton, being a widow, of Salem, Essex county, Massachusetts,
Thornton.
for consideration paid, grant to Paul N. Chaput, of said Salem, with war-
I
to
'
ranty covenants the land in said Salem, bounded as follows: Beginning at
the northwesterly corner thereof by land now or late or Aaron Goldthwait
and thence running southerly by Phelps. street thirty sev8lfeet, thence
Chaput
one #1 R.Stamp
Documentary
i .Canceled
easterly by land now or late or Gilbert one hundred and twenty five feet,
thence northerly by land now or late or Tuttle and land now or late or
I
Babbidge and Russell forty feet five inches,
and thence westerly by land
I
: now or late of Dennett and Goldthwait one hundred and twenty one feet to
the corner begun at; excepting so much thereof as may have been taken for
the widening or Phelps Street.
Being the same premises conveyed to me by
deed of Asa F. Bunker dated January 29, 1886 and recorded with Essex so.
Dist. Deeds Book 1166 Page 194. Said premises are conveyed subject to the
!taxes for the current year.
I or
I
WITNESS my hand and seal this thirty first day
I
May 1916,
'
(seal) i
Ellen Thornton
ICOMMONWEALTH OF MASSACHUSETTS Essex,
BS,
May 31, 1916.
Then personally aP1
'peared the above named Ellen Thornton and acknowledged the foregoing instrument to be her free act and deed, before me,
Ulysses G. Haskell
Essex ss. Received May 31, 1916.
Justice or the Peace.
20 m past 2 P. M. Recorded and Examined ,
------------------------------------------------------------------:we, Emil~ Aglietta and Fanny Aglietta, husband and wife or Lynn,
County, Massachusetts, for consideration paid,
Essex
Aglietta et ux
I
grant to Celestina Pesce or
to
I
',said Lynn with warranty covenants the land in said LYNN, bounded and
de-
scribed as follows: A certain parcel or land with the buildings thereon in
t-
Pesce
one $2 R,stamp
Documentary
Canceled
�458·
STATE OF MAINE
Kennebec ss. July 20 1916
Then personally appeared the
above named zulah M. Neal and acknowledged the foregoing instrument to be
'
,her free act and deed
I
before me
( Notarial seal)
Notary Public
E. R. Jones
i
· COMMONWEALTH OF MASSACHUSETTS Danvers-ss July 22 1916.
I
Then personally ap~
.peared the above Charles .s. Neal and acknowledged the foregoing instrument
to be his own free act and deed
before me.
Arthur E. Fuller
Justice of the Peace
I
Essex ss. Received July 25, 1916.• 55 m. past 3 P.M. Recorded and Examined.
1
-------------------------------------------------------------------------I
Chaput
to
1
·1
'
KNOW ALL MEN BY THESE PRESENTS that L, Paul N. Chaput Of Salem in the County
of Essex and Commonwealth of Massachusetts. in consideration of one dollar
and other valuable considerations paid by Hormisdas Hade
Hade
1
'
also of said Salem
'
One $1 R.Stamp
Documentary
Canceled
i
I
, the receipt whereof is hereby acknowledged, do hereby give, grant, bargain,1
I
'sell and convey unto the said Hormisdas Hade,
; said SALE!.1, bounded as follows:
,
a certain parcel of land in
Beginning at the .northwesterly corner there-
' of by land now or late of Aaron Goldthwait and thence running southerly by
Phelps Street thirty seven feet, thence easterly by land now or late of
, Gilb.ert one hundred and twenty five feet, thence northerly by land now or
late of Tuttle and land now or late of Babbidge and Russell forty feet five
I
I inches,
I one
and thence westerly by land now or late of Dennett and Goldthwait
hundred and twenty one feet to the corner begun at; excepting so much
I
I thereof
as may have been taken for the widening of Phelps street.
Being
; the same premises conveyed to me by deed of Ellen Thornton dated May 31st
1916 and recorded in Essex South District Registry of Deeds Book 2332 Page
;481.
1
!
TO HAVE AND TO HOLD the granted premises, with all the privileges and
appurtena.nces thereto belonging, to the said Hormisdas Hade and his heirs
land assigns, to their own use and behoof forever.
And I hereby for myself
'
and my heirs, executors, and administrators, covenant with the grantee and
his heirs and assigns, that I am lawfully seized in fee simple of the grant; ad premises; that they are free from all incumbrances; except the taxes for,
I
'the current year that I have good r;l:ght to sell and convey the same as afore~
· said; and that I will and my heirs, executors, and administrators shall warrant and defend the same to the
grantee and his heirs and assigns forever
,against the lawful claims and demands of all persons
1 tion
And for the considera-
aforesaid I, Josephine Chaput, wife of Paul N. Chaput do hereby release
unto the said grantee and his heirs and assigns all right of or to both
dower and homestead in the granted premises, and all other rights and interests therein.
IN WITNESS WHEREOF we the said Paul N. Chaput and Josephine
Chaput l1ereunto set our hands and seals this twenty seventh day of July in
1
I
+---
�459
2338~
the year one thousand nine hundred and sixteen
Signed and sealed
in presence of
-
Josephine Chaput
COMMON\1/EALTH OF MASSACHUSETTS Essex
88
( seal)
Paul N. Chaput
)
)
)
( seal)
July 27th 1916
Then personally
appeared the above named Paul N, Chaput and acknowledged the foregoing in-
I
strument to be his free act and deed,
before me
Justice of the Peace
J. A. Deschamps
Essex ss. Recei•red July 27, 1916, 5 m. past 11 A,M. Recorded and Examined.
------------------------------------------------------------------.
KNOW ALL MEN BY THESE PRESENTS, That I, Horm1-das Hade, of Salem in the
Hade
county of Essex: and Commonwealth of Massachusetts, for consideration paid,.
to
grant to the Sal.em Five Cents savings Bank, a corporation duly established Salem F,C.S,Bk,
b!f. law and located in Salem in the County of Essex and Commonwealth of Mas, sachusetts, with mortgage covenants, to secure the payment of Thirty eight
Hundred Dollars in one year w1 th f1 ve per cent
interest per annum, payable
quarterly, as provided in a note of even date, the land in said SALEM, with
the buildings thereon, bounded as follows:
Beginning at the northwesterly
corner thereof by land formerly of Goldthwait now or late of Little and
thence running southerly by Phelps street thirty seven feet, thence easterly
by land now or late of Gil"oert one hundred and twenty five feet, thence
northerly by land now or late of Tuttle and of Babbidge and Russell forty
.
'
I
I
I
,feet five inches, and thence westerly by land now or late of Dennett and
I
Little one hundred and twenty one feet to the corner begun at; being the
1
same premises conveyed to me by deed of Paul N. Chaput to be recorded hereI
w1 th.
This mortgage is upon the Statutory Condition, and upon t):]:e furthe·r
condition that the grantor or his heirs, executors, administrators or as-
I
1
signs shall pay all taxes and assessments on said premises, whether in the
I
nature of taxes or assessments now in being or not, shall keep the buildings
now or hereafter standing thereon insured against fire in a sum satisfac-.
tory to said Bank or its successors or assigne, all insurance to be made ,
payable in case of loss to said Bank or its successors or assigns, and shall
pay to said Bank or its successors or assigns all such sums with interest
as it or they may pay or incur for such taxes, assessments or insurance,
or on account of.any foreclosure proceedings hereunder, whether completed
'or not; for any breach of which the mortgagee shall have the statutory
,Power of sale,
And said Bank and its successors and assigns shall have the
further right to cancel and surrender any insurance policies and collect
the proceeds therefrom in case of any sale made hereunder, and to retain
out of the proceeds of any such sale one per cent of the purchase money
for its or their services in making such sale; any purchaser at such sale
�l
460
• I
shall be held to claim hereunder in case of any defect in said sale; and any
I entry
I for
I said
made for the purpose of foreclosing
this mortgage shall enure to and
the behefi t of the purchaser at such sale.
And I' Alice Hade, Wife of
mortgagor, release to the mortgagee all rights of dower and homestead
·and other interests in the mortgaged premises,
I
'
1
I
WITNESS our hands and seals
this twenty seventh day of July in the year nineteen hundred and sixteen.
I
In presence of COMMONWEALTH OF MASSACHUSETTS
. Essex, as.
'
i
)
Hormisdas Hade
( seal)
Alice Hade
( seal)
i
On this twenty seventh day of July 1916, before me personally
appeared Hormi-das Hade to me known to be the person described in and Who
executed the foregoing instrument, and acknowledged that he executed the
same as his free act and deed.
Ulysses G. Haskell
Justice of the Peace.
Essex ss. Received July 27, 1916. 5 m. past 11 A.M. Recorded and Examined.
I _________________________________________________________________________
Hade
IKNOW
J
ALL MEN BY THESE PRESENTS That I, Hormisdas Hade of Salem in the County
,of Essex and Commonwealth of Massachusetts. in consideration of Six Hundred
to
and seventy five dollars paid by Paul N. Chaput also of said Salem the re-
Chaput
· ceipt Whereof is hereby acknowledged, do hereby give, grant, bargain, sell
I
' J ' : : > ~ ~ and convey unto the said Paul N. Chaput, a certain parcel of land in said
Q. . ..::1::,4-~f'.
0
Lt-l I SALEM,
with the buildings thereon, bounded as follows:
Beginning at the
northwesterly corner thereof by land now or late of Aaron Goldthwait and
thence running southerly by Phelps street thirty seven feet, thence easterly
by land now or late of Gilbert one hundred and twenty five feet, thence
northerly by land now or late of Tuttle and land now or late of Babbidge
and Russell forty feet five inches, and thence westerly by land now or late
: of Dennett and Goldthwait one hundred and twenty on_e feet to the corner be-,
1gun at; excepting so much thereof as may have been taken for the widening
of Phelps Street.
Belng. the same premises conveyed to me by deed of Paul
N, Chaput to be recorded herewith,
TO HAVE AND TO HOLD the granted premi-,
ses, with all the privileges and appirtenances thereto belonging, to the
said Paul N. Chaput and his heirs and assigns, to their own use and behoof
Iforever.
1
And I hereby, for myself and my heirs, executors and adm1n1stra- :
tors covenant with the grantee and his heirs and assigns that I am lawru11y
I
:seized in fee simple of the granted premises, that they are fr~e from all
I 1ncumbrances.
except a mortgage upon Which $3800 of principal remains unpaid,
, which mortgage was given by me to Salem Five Cents Savings Bank and is re'
'
corded in Essex so. Dist. Registry of Deeds, book - page - that I have good
right to sell and convey the same as aforesaid; and that I will and
my
heirs,
executors, and administrators shall warrant and defend the same to the gran-
�461
2338 __ _
tee ancl his heirs and assigns forever against the lawful claims and demands
'or all persons.
Iadministrators,
I
PROVIDED NEVERTHELESS that if I, or
my
heirs, executors,
I
or assigns, shall pay unto the grantee, or his executors,
administrators, or assigns, the sum of Six Hundred and seventy five (675)
I
dollars as follows:
375.00 on the 15th day of August 1916,
, 1st day of October 1916,
$25.00 on the:
I
$25.00 on the 1st day of each and every month
I
· thereafter until the payments so made amount to $300 and the balance $375
I
in one year~ from this date, with interest quarterly at the rate of six per
; centum per annum, and until such payment shall pay all taxes and assessments,
: to whomsoever laid or assessed, whether on the granted premises or on any
interest therein, or on the debt secured hereby, shall keep the buildings ,
1
on said premises insured against fire in a sum not less than Six hundred
i
and seventy five dollars for the benefit of the grantee and his executors,!'
administrators, and assigns, in such form and at such insurance offices as
! they
shall approve, and, at least two days before the expiration of any
I policy on said premises, shall deliver to him or them, a new and sufficient
!
I
policy to take the place of the one so expiring; and shall not conmit or
! suffer any strip or waste of the granted premises , or any breach of any 1
! covenant herein contained, or any default in the performance or observance
I
of the cor.dition of said prior mortgage, then this deed, as al-so a note of1
even date herewith, signed by me whereby I promise to pay to the grantee or
I order
!
the said principal sum and instalments of interest a.t the times afore-
said, shall be void.
BUT UPON ANY DEFAULT in the performance or observance
of the foregoing condition, or the conditions or said prior mortgage, the
grantee, or his executors, aruninistrators, or assigns, may sell the granted
premises, or such portion thereof as may remain subject to this mortgage
I
in case or any partial release hereof, together with all improvements that.
Imay be thereon,
by public auction in said Salem first publishing a notice
I
of the time and place of sale, once aach week for three successive weeks, '
I
i in
some one newspaper published in said Salem the first publication of such
notice to be not less than twenty one days before the day of sale, and
convey the same by proper deed or deeds to the purchaser or purchasers
solutely and in fee simple; and such sale shall forever bar me and all
sons claiming under me from all right and interest in the granted premises',
I
1
whetl1er at law or in equity.
And out of money arising from such sale the
I
grantee or his representatives shall be entitled to retain all sums then
secured by this deed, Whether then or thereafter payable, including all
1
costs, charges and expenses incurred or sustained by them by reason of any
I default
in the performance or observance of the said condition, rendering '
I
the surplus, if any, to me or my heirs or assigns; and I hereby, for myself
�l
462
1and my heirs or assigns, covenant with the grantee and his heirs, executors,
administrators, and assigns, that, in case a sale shall be maLl.e under the
foregoing power, I or they will upon request, execute, acknowledge, and deliver to the purchaser or purchasers a deed or deeds of release confirming
such sale, and said grantee and his assigns are hereby appointed and constituted the attorney or attorneys, irrevocable of the said grantor to execute
ancl deliver to the said purchaser a fulll. transfer of all policies of insur, ance on the buildings upon the land covered by this mortgage at the time
· of euc11 sale.
AND IT IS AGREED that the grantee, or his executors, admin-
istrators or assigns, or any person or persons in their behalf, may purchase
' at any sale made as aforesaid, and that no other purchaser shall be answP.r. abl·e for the application of the purchase money; and that, until default in
the
performance or observance of the conclition of this cleecl, I and my heirs
.and assigns may hold ancl enjoy the granted premises and receive the rents
and profits thereof.
And for the consideration aforesaid I, Alice Hade,
wife of Hormisdas Hacle do hereby release unto the said grantee ancl his heirs
and assigns all right of or to both clawer ancl homestead in the granted premIN WITNESS WHEREOF we
ises, and all other rights and interests therein.
· the saicl Hormisdas Hacle ancl Alice Hade hereunto set our hands and seals this
twenty seventh day of July in the year one thousancl nine hundrecl sixteen
Signed and sealecl
the presence of
in
Hormisdas Hade
-
COM!1!0!11'/EAL'l'H OF MASSACHUSETTS Essex
BS
( seal)
Alice Hade
)
)
)
( seal)
July 27' 1916
Then personally ap-
peared the above named Hormisclas Hade and acknowledgecl the foregoing instru. ment to be his free act and cleed,
before me
Ulysses G, Haskell
Justice of the Peace
Essex as. Receivecl July 27, 1916, 5 m, past 11 A,M, Recordecl and Examined,.
------------·---------------------------------------------------Gannon
KNOW ALL MEN BY THESE PRESENTS, That I, Bessie M. H. Gannon, of Salem in
to
the county of Essex and commonwealth of 1iassachusetts, being unrnarriecl,
Salem F,C,S,Bk,
/4
for consideration paid, grant to the Salem Five Cents savings Bank, a corporatlon duly established by law and located in Salem in the County of Es-,
6. S.3 3 s /7.?&, · sex and commonwealth of Massachusetts, with mortgage covenants, to secure
: the payment of Twenty four Hundred Dollars in one year with five per cent
interest per annum, payable quarterly, as provided in a note of even date,
I
•the land in said SALE~, with the buildings thereon, bouncled northeasterly
by May street thirty six feet,
southeasterly by other land of mine eighty
five ancl twenty five hundredths ( 85,25) feet,
southwesterly by land of
.Frederic A. Gannon thirty feet, and northwesterly by land of Mary A, Fogarty
eighty four feet; being a part of the premises conveyed to me by
deed of
�548
to myself dated July 27, A. D. 1916, and recorded with the Essex so. Dist
Registry of Deeds, book 2338, page 460 do hereby acknowledge that I have
1
Ireceived full payment and
1
satisfaction of the debt thereby secured and of ,
the conditions therein contained, and in consideration thereof I do here-
. by cancel and discharge said mortgage.
1
IN WITNESS WHEREOF I hereunto set ,.
I
my hand and seal this 30th day of October A. D. 1916.
(seal)
Signed and sealed
)
Paul N. Chaput
in the presence of -
)
I
COMMONWEALTH OF MASSACHUSETTS. Es-
sex ss.
October 30th, 1916.
Then personally appeared the above named
Paul N. Chaput and acknowledged the foregoing instrument to be his free
act and deed, before me,
Justice of the Peace
J. A. Deschamps
Essex ss. Rec•d. Oct. 30, 1916. 20 m. past 11
A.:M.
Recorded and Examined.
---- ~--------------------------------------------------------------------'
Hade
That I, Hormisdas Hade of Salem, Essex county, Massachusetts, for consider-
to
: at ion paid, grant to Winnifred Burke of said Salem, with warranty covenants
I
the land in said SALEM, with the buildings thereon, bounded and described
Burke
'as follows: Beginning at the northwesterly corner thereof by land now or
late of Aaron Goldthwait and thence running southerly by Phelps Street
•
i
I
thirty seven (37) feet, thence easterly by land now or late of Gilbert one
hundred and twenty five ( 125) feet, thence northerly by land now or late ·'
I
of Tuttle and land now or late of Babbidge and Russell forty feet five in-.
ches, and thence westeriy by land now or late of Dennett and Goldthwait one
hundred and twenty one feet to the corner begun at; excepting so much
thereof as may have been taken for the widening of Phelps street.
I
Meaning
hereby to convey the same premises conveyed to me by deed of Paul N. Cha-
I put
dated July 27th, 1916, and· recorded in Essex South District Registry
, of Deeds Book 2338 Page 458.
I mortgage
,
'
I
1
These premises are conveyed sub,Ject to a
I
of $3800 to the Salem Five cents savings Ban~ which the grantee
assumes and agrees to pay.
I, Alice Hade wife of said granter release to
, said grantee all rights of dower and homestead and other interests tJ1erei:n,.
I
•
• WITNESS our hands and seals this 30th day of October 1916.
I
COMMONWEALTH OF :MASSACHUSETTS.
)
Hormisdas Hade
(seal)
Essex ss.
)
Alice Hade
(seal)
Oct. 30th, 1916.
Then personally appeared the above named Horrnisdas Hade and acknowledged
the foregoing instrument to be his free act and deed, before me,
J. A. Deschamps
Justice of the Peace
Essex ss. Rec•d. Oct. 30, 1916. 20 m. past 11 A.M. Recorded and EXamined.
-------------------------------------------------------------------------
I
�250
COMMONWEALTH OF llASSACHUSETTS
)
Desire .A!:,P Rioux
(seal)
Essex ss. June 25, 1923. Then :personally appeared the above named Desire
I
1
A. Rioux and aclmowledged the foregoing instrument to be her free act and
deed, before me
Kl.mer W. Liebsch
My
Justice of the Peace
commission eXl)ires Feb. 23, 1929
E.ssex ss. Received June 26, 1923. 30 m. :past 10 A,M. Pecorded anJ. Examined
-------------------------------------------------------------------------KNOW ALL MEN BY T ~ PRl!Sl~NTS that we, James J. G-ilgan and Mary E.Gilgan
Gilgan et ux
to
his wife in her own right both of Salem in the County of Essex and Commob- ·
Burke
I
wealth of Massachusetts, in consideration of one dollar and other valuable
One. 50 R. Stamp
Tocumentary
Canceled.
considerations :paid by Mary A. B.lrke of Salem in the County of' Essex and
Commonwealth of' Massachusetts, the receipt whereof' is hereby acknowledged, I
do hereby give, grant, bargain, sell and. convey unto the said Mary A.Burke,
and her heirs and assigns a certain :parcel of' land situated in said. SALEM,
bounded and described as follows: Westerly by PhelIJS Street formerly Phelps
'
Court f'orty two ( 42) f'eet more or less; Northerly by lani now or late of'
1
Little formerly of' Goldthwaite sixty seven (67) f'eet; more or less; Easter!!
,lY by land now. or late of' Murphy f'ormerly of D3nnett f'orty two (42) f'eet
!
' more or less; thence Southerly by land now or late of Thornton formerly of'
Newhall sixty seven (67) feet more or less.
Meaning to convey the same
:premises conveyed to me the said Mary E. Gilgan by deed of' James J. Callahan et ux by deed dated October 30, 1911 and recorded in Essex South Dist•/
I
rict· Begistry of' Ieetls Book 2113, Page 107. Said :premises are conveyed sub.l.
j
ect to the taxes assessed by the City of' sa1em April 1, 1923, which! the
grantee assumes and agrees to :pay.
TO HAVE AND TO HOLD the granted :premi-;
ses, with all the :privileges and appurtenances thereto b3longing, to the
said Mar/ A. Burke and her heirs ani assigns, to their own use and behoof'
forever. And we hereby f'or ourselves and our heirs, executors, and adminisj
trators, covenant with the grantee and her heirs and assigns, that we are
'
lawf'ully seized in f'ee simple of' tm granted :premises; that tbey are free
f'rom all incumbrances; that we have good right to sell and convey the same
as af'oresaid; and that we will and our heirs, executors, and administrators shall warrant and. defend. the same to the grantee and her heirs
an:l.
I
as!
'signs f'orever against the lawf'ul claims and. demands of' all :persons. And f'or
I
the consideration af'oresaid I, James J. Gilgan husband. of' the said Mary E.
I
1
Gilgan do hereby release unto the said grantee am her heirs and ass:igns
all right of' or to both uower and. homestead, in the granted l)remises, and
all other rights ant interests therein. IN WITNESS WllEREOF we the said
I
James J. Gilgan and. Mary E. Gilgan hereunto set our hantl- and seal- this
twenty sixth day of' June in the year one thousand nine hundred a.nd twentf!Y,
�--s
251
1-------------------~;) . L - - - - - - - - - - - - - - - +
three.
James J; Gilgan
(seal)
Signed and sealed in pres-
Mrs. Mary E. Gilgan
( seal)
ence o:t' Edward H. Shea
COWONWEP..LTH OF MABSACHUSEITTS
Essex ss. Salem June 26, 1923.
Then personally appeared the above named
James J. Gilgan and Mary E. Gilgan and. acknowledged the :t'oregoing instrument to be their t'ree act and d.eed, oot'ore me
:&I.ward H. Shea
My
Justice of . the Peace
commission expires Oct. 13, 1927
Essex ss. Received June 26, 1923, 45 m; past 10 A.M. Bacorded and Ex:amine •
-----~-------·-----------------------------------------------------------1
I, Emma F. Blair o:f Cliftonda.le, Saugus, Ma.ssa.£husetts, Essex County,Massl
achusetts for consideration paid, grant -to .Ba.ymond C. Thom:pson and Audrey
s.
Thompson, husband. arul wife, as Joint tenants and not tenants in common
o:t' Cliftondale, Saugus, Essex Oo. Mass. with warranty covenants the land
Saugus, Essex County, Massachusetts, called Oliftondale, and being lots
,a
and 42 on a plan of land in Cliftondale, belonging to Maria
P. Whitney, dated 1892 arnl recorded with Essex South District .Dseds,Book
1366 Page 1, and thus bounded and described:
Southeasterly by said Mt.
Vernon Street extending one hundred (100) feet. Northerly. by lots numbered 43 and. 45 on said Plan extending one hundred twenty nine and 74/100
(129, 74) feet, Westerly by lots numbered 33 arul 34 on said plan extending
eighty six and 64/100 (86.64) feet and Soutberly by lot numbered 4 on
said Plan, extending eighty one and 40/100 (81.40) feet
Containing by
estimation, 10,222 squar~ feet of land . Said premises are conveyed subject to taxes assessed as f'or tle year 1923 by the town ot: Saugus. SubJ:ec
also to mortgage to South Weymouth Co-operative Bank which the granteeassurne2 and agree§. to pay and which was originally written for forty t\'D
hundred ($4200.00) dollars.
For my title see dee_d of Joseph G. Bryer dat
ad AJ;Iril 14, 1920 record.ad wiilh Essex South .District Deeds, Book 2447,andl
page 188.
I, John
w.
Blair, ~usband of' said grantor release to said gra
l
tee- all rights of tenancy by the C1.lrtesy and other interests therein.
WITNESS our hands a.nd. seals this twenty fifth day of June 1923.
CO:Ml.fONW&ALTH OF M.ASSACHUSl!."'TTS
Essex ss. June 26 1923.
?
Then per- )
John W. Blair
(seal)
lhma F. Blair
( seal)
sona.lly appeared the above named Emma F. Blair and acknowledged tbe :foregoing instrwnent to be her free act and dead, be:t'ore me
A. B. Tolman
to
Thompson et ux
one $2. &
One $1. R.
Stamps
Documentary
Canceled.
i!1 with buildings thereon,· situated on Mt. Vernon Street in that part of
NUmbered
Blair et ux
Justice of' the Peace
My commission expires - 19 Essex ss. Baceived June 26, 1923. 16 m. past 11 A.M. B:icorded and Examined
�__ 266.4 _ _ _ _ _- I
_
statutory :power of sale.
WITNESS our hands ancl seals this first day of'
. Leonilde 1'1arfongelli
December 1925
COMMONWEALTH OF 1".ASSACHUSET1'S
Essex, ss.
461
)
Salem, December 1, 1925
(seal)
Giuseppe Marf'ongelli
. (seal)
Then :personally appeared the above
named Leonilde Harfongelli and acknowledged the foregoing instrument to
be her free act and deed,
before me.
Walter L, Neeley
Justice of the Peace.
Essex ss. Received Dec. 1, 1925. 3 m. :past ll A.M. Recorded and. E:xamined.
------------------------------------------------------------------------I, YTinif'red Burke, widow of Salem, Essex county, Massachusetts, for con-
Burke
sideration :paid, grant to :tiary A. Bttcke of said. Salem with WAiillANTY COVE-
to
NANTS the land in said. SAIEI.1: with the buildings thereon, bounded. and. de-
Burke
scribed as follows:
Beginning at the Northv.resterly corner thereof by laru
now or late of Aaron Gold.thwait and thence running Southerly by Phelps
street thirty seven ( 37) feet; thence eas.terly by land now or late of Gil
bert one hundred twenty five (125) feet; thence Northerly by.land now or
late of Tuttle and land now or late of Ribbid.ge and Russell forty (40).
feet, five (5) inches, and thence ·westerly by land now·or late of Dennett
and Gold.thwait one hundred and t\,enty one (121) feet to the corner begun
at; excepting so much thereof' as may have been taken 1'or the widening of
Phelps street,
Being the same premises conveyed. to me by deed of HoroisdiS
Hade dated October 30, 1916 and recorded with Essex South JJistrict Regist~y
of Deeds, Book 2345, Page 548.
WITNESS my band and seal this twenty fif~h
Winnifred. Burke
day of November 1925
A. s. Bachorowski
Essex ss.
)
Salem, Mass.
(seal)
COMMONWEALTH OF MhSSACHUSETTS
November 25 1925
Then personally appeared the
above named Win1,.f'red Burke and acl<.nowledged. the foregoing instrument to
be her free act and. deed,
before me
Alphonse S, Iiachorowski
Justice of the Peace
My commission expires Oct. 8 1926.
Essex ss. Received Dec. 1, 1925, 4 m. past 11 A.M. Recorded and E:xamined.
-------------~-----------------------------------------------------------'
I, Karl Grossberg of Beverly, Essex County, Massachusetts, for consid.er-
·Grossberg
a tion :paid, grant to Fannie Latinik, wif•e of Joseph J. latinik, of said
to
Beverly with QUITCLhil'i COVENANTS the land in said. :BEVERLY with tl1e buildings thereon bounded. and. described. as follows:
Southeasterly by Pantoul
street, fifty ( 50) feet; Southwesterly by land i'onnerly of Chw'chill, no,
or late of Della Monica, ninety (90) feet; Northwesterly by land now or
late of Cram:psey, fifty ( 50) feet; and Northeasterly by land 1·ormerly of
Amos Place, now or late of Dnncan, ninety (90) feet; being the _:premises
r
Iatinik
One $1 R. Stamp
rocumentary
Canceled.
�38.33
KNOW... ALL .. MEN... BY... THESE ... PRESENTS. ... THAT ... l,. Mary ...A.•.... Bur.k.e................................................. .
.............................. ' ................................................................. ~--- ...................................................... •·· .. .
.
.
...... .
of ...... Ba lem., ................................................................. .... ,···············································Essex ........ county, Massachusetts
6d.,, •• ..,,,,,,,, for consideration paid. grant to .... San.to ... Tollo ... and ... Jennie ....T
.•....Tollo-, ... husband
.and ....wif'e.,....as ....t.enants ... by:....tbe ....entir.e.ty.., .... both ..................................................................................
of ... s.aid ... SaleJI! ................................................................................................................................. with 111arranty ninrnants
the land in ..... said ... S.alem .. .with ...tha ... .bu1.ld1nga ....thar.aon ...bounded ... and ... das.cr.1be.d ...
.a.s.... t'.o.llowa.l........... ..................
. ...
•· •· • •··· •· •·· •·······•• 7 ······· · ················· ·················································
~&tk!ijiilbh dlfu cncJffibfihlEI ii 669)
Westerly by Phelps.Street about seventy nine (79) t'eet, ·
northerly: by land now or formerly: of' Little about sixty seven (67)
re·et, easterly: by land now or formerly: of Murphy about forty two
(42) teat, ·northerly: by said land of' Murphy. aoout fifty four (~)
t'eet, easterly: b7 land now or f'ormerlf ot' 'l'uttle,.Baoridge and
Russell ~bout forty (40) t'eet, five (5) inches and southerly: bf land
now or ~ormerly: ot' Gilbert about one hundred twenty t'ive (125) t'eet.
Por 'tftle see Book 2558 Page 250 and Book 2664 Page 461. Subject
to taxes t'or 1951;, .
·
'
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.....-
.
- imabmtd -,.-.<-:.;-i.•il .
·
•··········· ,••····•'·•···················································· .. ·········--...........:; ........................................................ ~ u:•r gzattlt>L,
- - -..···············---'----··················································-----·······································································
reoaDcv hr the C12"effll-.
•
1i9)11 n H sal!I 1111111 SI■ all 1Iw11w Of dower and Aemest,;~ rel eUIH intuwbi tlrttdll.
..
'
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t<J
I,
re~··~·····hand
•
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· · · · · -· . ·.....i..........·
and• seal
this. ...............
M . . . . . . . . . day of ................~ 1 7
. . .. . . . .
1~
$1..
.. . . . ':w~ Q, 1...J"'"'_. .. ./!..•••••
·················································································d··········· ..P
---••••••••••••••••••••••••w•••••••••••••••••••••••••••••••••••••••••••••••••••••••••w
.. li11Jr Glot1111U1nmraltlJ. of. Slusadpwtta
.
'
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. ··········································.;········:·:: ...............Jui,:..'.i.,6 ... )9 $1. ~·
' • Then personellv·appeared the above named ...... llary,... A •....Bur.ke............................:: ..........:..............................
.
~
. t
'
•
•
anif, acknowledged che foregoing Instrument to be;····.her...... Jr~~~ ..
Naa..ry Pu~J
~
Essex ss. Reoorded July 26, 1951. 59 m. past 11 A.M.
My commlalonuptru_..=.."--_,,,J-.,2 . _ _
a
,9'l12:,
3 5 3
�3833
3 54
KNOW ALL MEN BY THFSE PRESENTS THAT.. ... w.e, ... santo....Tollo....and .. J.ennie
.T ..... T.ollo., .
.husband. and ...wi.f.e , ... bo.th............................ ............................................ :... ................................................... ..
of ... S.al.em., .................................................................. ....................................................... Essex ...........County, Massachusetts,
hi•r, 1ea:::a: licit, for eonaideration paid, grant to the SALEM FIVE CENTS SAVINGS BANK, a corporation
duly established by law and located in Salem in the County of Essex, Commonwealth of Massachusetts,
with MORTGAGE CovENANTS, to secure the payment of... ............................................................................................................
............................................................. .......T.welv.e ... Thousand ........................................................................................... Dollars
in........................ 111J.t.!'-~ll......................... Yeara with .............. f.ive .......................... per cent interest, per annum, payable
1111 provided In a note of even date, the land in........ said ... Salem,
with the buildings thereon bounded as follows:
Westerly by Phelps Street about seventy nine (79) teet, northerly
by land now or tormerly. of Little· about. sixty seven (67) feet, easterly
.by land now or formerly of Murpey about torty two (42) teet, northerly
by said land ot 14urpey titty four (5'4) teet{ easterly. by. land now or formerly. ot Russell, Babbidge .and Tuttle forty ·40) feet five (5') inches and
auuther.ly by land now ..or. formerly of Gilbert one hundr.ed twenty five (125')
feet. Being the same premises conveyed to us by deed. of Mary A. Burke
recorded herewith.
Including as a part of d>e realty all portable or sectional buildings, heating apparatus, plumbing, mantel,, storm doors and
windowat oil borner1f, gu and oil and electric fixtures, screen~ ecr-een doors, awninp, air conditioning apparatus and 'other
fb:turee of whatever kind or nature. on a.aid premieea, insofar e.a tho same are, or can by agreement of the parties. be 'made
a port of the raalty.
.
The mortgagor agreea and covenants to pay to the mortgagee, on the payment. dates of the note secured by this mort-gage, in addition to the pt1yment.s of principal and interest therein required, a monthly app.>rtionment of the sum estimated
by the mortgagee to be sufficient to m&ke payment of all manicipal taxes. charge• and asseHment.s and lnsorance premiums,
upon the mortgaged property as they shall become due and any balance due for ony of said payments shall be paid by the
mortgapr. The mortgagee ia hereby specifically a.uthorii..ed to pay wben due, or at any time thereafter, all of said payments
ond to charge the aame to the account of tho mortgagor.
•
In the event of the ownership of the~ mortgaged premisea, or aoy part thereof, beeomes veat.ed in a person or persona
. other thao the mortgagor. the mortgagee may, without notice to the mortgagor, deal with tho successor or successors in
intereat with reference to the mortgage and the debt hereby secured, and in. the same manner as with the mortgagor without in·
any way vitiating or discharging the mortgagor's liabUity hereunder or upon the debt hereby aecured. No sale of the
preml ... beraby mortgaged and no forbearance on th• part of the mortg- and no exteneion, whether oral or In writing,
of the t.ime for the payment of the debt hereby aecu..,d, given by th• mortgagee shall operate t.o release, discharge, modify,
change or affect the original liability of the mortgagor herein, eith~r In whole or in part.
The mortgagor covenants and agrees to perform and observe all of the terms e.nd conditions of the mortgago note secured
by thtB mortgage, and further covenants and agrees to pay on demand to the mortgagee, or the mortgagee may at its op~
don add to the principal balance then due, ·ony euma advanced or paid by the mortgagee on account of any default, of what•
ever 11ature. by the mortgagor, or any soms advanced or psid. whether before or after default. for taxes. repairs, improvementl!I, inaurancts on the mortgaged property or any other insurance pledged as collateral to secure the mortgage loan, or
any auma paid to the mortgagee, including reasonabte attomey's feest in prosecuting, defending or intervening in ·any legal
or equitable proceeding wherein any ot the right.I created by this mortgage are, in the sole jodgement of the Bankt jeopar•
clhled or in luue.
Thia mortgage !a upon the STATUTORY CONDITION, for any bNnch of which the mortpgee shall have the STATUTORY
PoWEROP 8J.Ls.
·end I, .....:.................................... ,,.,., .................. ,, ................. ,., ................... ,, ................... ,, ..ltaabaud wi::io ef aei II mortne:or
mlao e te lite mutsga9n uU 1i91i1&11 of d wee ·eaM01P./ and hem aha8 •d dluir inht eete ht tfte msttgagcti ,,ii isre ·
-c.-.
WITNES!L ..... O.'Q:r .. ....hancB and sealllthis. ................/t..'1-c ...2 . d a y of .......~ ................ 19... ~$.J.
== _- =:= =:
-~
;f-~t~ -
COMMONWEALTH OF MASSACHUSETTS
EssEx, ss.
.. ...................................... .......July ... Jz ' ,.. 19 ...?~
Then personally appeared the above named.......... Santo....'?ollo .................. ............................................................. ..
(' and acknowledged the foregoing lnatrument to ::~:;~··:~·•·· ................ free act and d~d.
l
·x er ~·· •
.
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~
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. . . . .Ml#Mihil 1 . N ...........................................19....-; ..
Essex ss. Recorded July 26,1951. 59 m. past 11 A.M.
�I
I
'
; - ·
.
1, J ENNIE T . TOLLO
of
_
Essex
Salem,
...,_ it-4 for consid=tion paid, 11111Ut..&tY,a,SttW.fliltiooc11f
County, Massachusclt!,
$140,000.00
grant to NANCY J. 81!.AUSOLEIL
of Salem, Mas sachus etts
with quttdalm tlllltlllllWI
thel•ndia said Salem with the buildings thereon, bounded and described as fo llows:
ii 1111]
[Dacription &NI -
by Phelps Street about seventy-nine (79) feet:
WESTERLY
by land now or formerly or Little about sixty-,;even
reet:
NORTHERLY
(67)
'-"
ITT
by land now or formerly or Murphy about forty-two
EASTERLY
(42)
feet;
NORTHERLY
by said land or Murphy about tirty-tour (54) feet;
EASTERLY
by land now 01' formerly of Tuttle, Babridge and
Russell about forty (40) reet. fiv e (5) inches: and
-=-
V,
by land now or formerly or Gilbert about one
hundred twenty-five (125) feet .
SOUTHERLY
For tiUe $ee deed dated July 27, 1970 and recorded with Essex South
District Registry or Deeds Book 5700, Page 461.
mttma, ..~Y. ........hand
and snl
this..........~ ........... day of ....... 0..'!f.'!!'!-.°f!.!.L ...........•19.~!i..
.?5.~
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r
LLO
.
..........................., ......................
U!~ aiammonumtltli of SIISJIIU!Juatts
Essex ,
.ss.
11,en ~rsonolly appeored the obove nomed
D
ecembe r
J ENNI E T. TOLLO
and acknowledged the foregoing instrument 10 be
(•!ndiv,dua.1 - Joilu Ta,aots-Tenam, in Ccmaron.)
30,
19 86
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uruon T,;.. Mortgage Co,pontion
h') S Essex Green Drive, 1st Floor
· y Peabody, Massachusetts 01960,
05/~V99 12:4·3 inst. 3o/5
BK 15695 PG 125
-----------------fS,-eAlloYeTw.LmeJi'orReconUllc0..1---------------
MORTGAGE
THIS MORTGAGE ("Security Instrument") is given on May 25 , 1999.
The mortgagor is .Maureen P. Cavanaugh ("Borrower''). This Security Instrument is given to Union Trust Mortgage Corporation,
which is organized and existing under the laws of Massachusetts, and whose address is 5 ~ x Green Drive, 1st Floor, Peabody,
Massachusetts O1960,
("Lender").
Borrower owes Lender the principal sum of TWO HUNDRED EIGHT THOUSAND AND 00/100 Dollars (U.S. $208,000.00). Tbis
debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly
payments, with the full debt, if not paid earlier, due and payable on Friday, June 1 2029. This Security Instrument secures to
Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the
Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security lnstrumalt;
and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose,
Borrower does hereby mortgage, grant and convey to Lender, with power of sale, the following described property located in Essex
County, Massachusetts:
For description, see Exhibit "A" attached hereto and made a part hereof.
which has the address of
5 Phelps Street,
Salem
[City]
[Street)
Massachusetts
01970
("Property Address");
[Zip Code)
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures
now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the
foregoing is referred to in this Security Instrument as the "Property."
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and bas the right to mortgage,
grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrats
and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited
variations by jurisdiction to constitute a uniform security instrument covering real property.
(Page I al6)
MASSACHUSETIS-Singic Family-Fame Mae/Fred& Mac UNIFORM INSTRUMENT
Fora30ll fl90
.....W!5193)
�BK 15695 PG 126
UNIFORM CONVENANTS. Borrower and Lender covenant and agree as follows:
1. Payment of Principal and Interest; Prepayment and Late Charges.
Borrower shall promptly pay when clue
the principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the Nate.
2. runds for Tues and Insurance.
Subject to applicable law or to a written waiver by Lender, Borrower sllllll
pay td Lender on the day monthly payments are due under the Note, until the Note is paid in full, a sum ("Funds") for:
(a) yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b) yearly
leasehold payments or ground rents on the Property, if any; (c) yearly haz.ard or property insurance premiums; (d) yearly
flood inSUrance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f) any sums payable by Borrower
to Lender, in accordance 'With the provisions of paragraph 8, in lieu of the payment of mortgage insurance premiums. These
items are called "Escrow Items." Lender may, at any time, collect and bold Funds in an amount not to exceed the maximmn
amount a lender for a federally related mortgage loan may require for Borrower's escrow account under the federal Real
Estate Settlement Procedures Act of 1974 as amended from time to time, 12 U.S.C. § 2601 et seq. ("RESPA"), unless
another law that applies to the Funds sets a lesser amount. If so, Lender may, at any time, collect and hold Funds in an
amount not to exceed the lesser amount. Lender may estimate the amount of Funds due on the basis of current data and
reasonable estimates of expenditures of future Escrow Items or otherwise in accordance 'With applicable law.
The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity
(including Lender, if Lender is such an institution) or in any Federal Home Loan Banlc. Lender shall apply the Funds to
pay the Escrow Items. Lender may not charge Borrower for holding and applying the Funds, annually analyzing the escrow
account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and applicable law permits Lender
to make such a charge. However, Lender may require Borrower to pay a one-time charge for an independent real estate
tax reporting service used by Lender in connection 'With this loan, unless applicable law provides otherwise. Unless an agreement
is made or applicable law requires interest to be paid. Lender shall not be required to pay Borrower any interest or eamiags
on the Funds. Borrower and Lender may agree in writing, however, that interest shall be paid on the Funds. Lender sball
give to Borrower, without charge, an annual accounting of the Funds, showing credits and debits to the Funds and the purpose
for which each debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Secwity
Instrument.
If the Funds held by Lender exceed the amounts permitted to be held by applicable law, Lender shall account to Borrower
for the excess Funds in accordance 'With the requirements of applicable law. If the amount of the Funds held by Lender at
any time is not sufficient to pay the Escrow Items when due, Lender may so notify Borrower in writing, and, in such case
Borrower shall pay to Lender the amount necessaiy to make up the deficiency. Borrower shall make up the deficiency in
no more than twelve monthly payments, at Lender's sole discretion.
Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrowier
any Funds held by Lender. If, under paragraph 21, Lender sball acquire or sell the Property, Lender, prior to the acquisition
or sale of the Property, shall apply any Funds held by Lender at the time of acquisition or sale as a credit against the sums
secured by this Security Instrument.
3.
Application of PaymentL
Unless applicable law provides otherwise, all payments received by Lender under
paragraphs l and 2 shall be applied: first, to any prepayment charges due under the Note; second, to amounts payable under
paragraph 2; third, to interest due; fourth, to principal due; and last, to any late charges due under the Note.
4.
Charges; Liens.
Borrower shall pay all taxes, assessrn'"'lts, charges, fines and impositions attributable to the
Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. Borrower
shall pay these obligations in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall pay them
on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid
under this paragraph. If Borrower makes these payments directly, Borrower shall promptly furnish to Lender receipts evidencing
the payments.
Borrower shall promptly discharge any lien which bas priority over this Security Instrument unless Borrower: (a) agrees in
writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, (b) contests in good
faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to
prevent the enforcement of the lien; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which
may attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower shill
satisfy the lien or take one or more of the actions set forth above 'Within IO days of the giving of notice.
5. Hazard or Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on
the Property insured against loss by fire, haz.ards included 'Within the tenn "extended coverage" and any other ba7.alds,
including floods or flooding, for which Lender requires insurance. This insurance shall be maintained in the amounts ad
for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Borrower subject to
Lender's approval which shall not be unreasonably 'Withheld. If Borrower fails to maintain coverage described above, Le•r
may, at Lender's option, obtain coverage to protect Lender's rights in the Property in accordance 'With paragraph 7.
(Page 2 ol6)
MASSACHUSETTS-single Family-Fllllllie Ma/Freddie Mac UNIFORM INSTRUMENT
Form 3022
9l90
........ HJ)
�~gl~~G 127
All insurance policies and renewals shall be acceptable to Lender and shall include a standard
shali°have the right to hold the policies and renewals. If Lender requires, Borrower shall promptly give to Lender all receipts
of paid premiums and renewal notices. In the event of loss, Borrower shall give prompt notice to the insurance carrier and
Lender. Lender may make proof of loss if not made promptly by Borrower.
Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or repair
of the Property damaged, if the restoration or repair is economically feasible and Lender's security is not lessened. If lbe
restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be
applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Bonower. If Borrower
abandons the Property, or does not answer within 30 days a notice from Lender that the insurance carrier has offered to
settle a claim, then Lender may collect the insurance proceeds. Lender may use the proceeds to repair or restore the Property
or to pay sums secured by this Security Instrument, whether or not then due. The 30-day period will begin when the notice
is given.
Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend
or postpone the due date of the monthly payments referred to in paragraphs l and 2 or change the amount of the paymeats.
If under paragraph 21 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting
from damage to the Property prior to the acquisition sball pass to Lender to the extent of the sums secured by this Security
Instrument immediately prior to the acquisition.
6. Occupancy, Praervation, Maintenance and Protection of the Property; Borrower'• Loan Applicatiln;
LeueholdL
Borrower shall occupy, establish, and use the Property as Borrower's principal residence within sixty days
after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal resideace
for at least one year after the date of occupancy, unless Lender otherwise agrees in writing. which consent shall not be
unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. Borrower shall not
destroy, damage or impair the Property, allow the Property to deteriorate, or commit waste on the Property. Borrower -11
be in default if any forfeiture action or proceeding. whether civil or criminal, is begun that in Lender's good faith judgment
could result in the forfeiture of the Property or otherwise materially impair the lien created by this Security Instrument or Lender's
security interest. Borrower may cure such a default and reinstate, as provided in paragraph 18, by causing the action or
proceedings to be dismissed with a ruling that, in Lender's good faith determination. precludes forfeiture of the Borrower's
interest in the Property or other material impairment of the lien created by this Security Instrument or Lender's security
interest. Borrower shall also be in default if Borrower, during the loan application process, gave materially false or inaccurate
information or statements to Lender (or failed to provide Lender with any material information) in connection with the loan
evidenced by the Note, including, but not limited to, representations concerning Borrower's occupancy of the Property as
a principal residence. If this Security Instrument is on a leasehold. Borrower shall comply with all the provisions of the lease.
If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the
merger in writing.
7. Protection of Lender's Rights in the Property.
If Borrower fails to perform the covenants and agreements
contained in this Security Instrument, or there is a legal proceeding that may significantly affect Lender's rights in the Property
(such as a proceeding in bankruptcy, probate, for condemnation or forfeiture or to enforce laws or regulations), then Lender
may do and pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's
actions may include paying any sums secured by a lien which has priority over this Security Instrument, appearing in COllrt,
paying reasonable attorneys' fees and entering on the Property to make repairs. Although Lender may take action under
this paragraph 7, Lender does not have to do so.
Any amounts disbursed by Lender under this paragraph 7 shall become additiooal debt of Borrower secured by this
Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest flOm
the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting
payment.
8. Mortgage Insurance. If Lender required mortgage insurance as a condition of making the loan secured by this
Security Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any
reason, the mortgage insurance coverage required by Lender lapses or ceases to be in effect, Borrower shall pay the premillms
required to obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially
equivalent to the cost to Borrower of the mortgage insurance previously in effect, from an alternate mortgage insurer approved
by Lender. If substantially equivalent mortgage insurance coverage is not available, Borrower shall pay to Lender each month
a sum equal to one-twelfth of the yearly mortgage insurance premium being paid by Borrower when the insurance covemge
lapsed or ceased to be in effect. Lender will accept, use and retain these payments as a loss reserve in lieu of mort,age
insurance. Loss reserve payments may no longer be required, at the option of Lender, if mortgage insurance coverage (in
the amount and for the period that Lender required) provided by an insurer approved by the Lender again becomes available
and is obtained. Borrower shall pay the premiums required to maintain mortgage insurance in effect, or to provide a loss
reserve, until the requirement for mortgage insurance ends in accordance with any written agreement between Borrower
and Lender or applicable law.
(h&e 3 af6)
6)A,
MASSACHUSETfS-single Family-Fannie Mae/Jlre4die Mac UNIFORM INSTRUMENT
Form JOU
9/90
---•1193)
�J,28
.
9. Inspection. Lender or its agent may make reasonable entries upon and inspectio.61'uie~5nctPriu
Borrower notice at the time of or prior to an inspection specifying reasonable cause for the inspection.
l 0. Condemnation. The proceeds of any award or claim for damages, direct or consequential, in connection with
any condemnation or other talcing of any part of the Property, or for conveyance in lieu of condemnation, are hereby assigaed
and shall be paid to Lender.
In the· event of a total taking of the Property, the proceeds shall be applied to the sums secured by this Security Instrument,
whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the
fair markC!l value of the Property immediately before the taking is equal to or greater than the amount of the sums sec1Sd
by this Security Instrument immediately before the taking, unless Borrower and Lender otherwise agree in writing, the sums
secured by this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following fraction:
(a) the total amount of the sums secured immediately before the taking, divided by (b) the fair market value of the Property
immediately before the taking. Any balance shall be paid to the Borrower. In the event of a partial taking of the Property in
which the fair market value of the Property immediately before the taking is less than the amount of the sums secured immediately before the taking, unless Borrower and Lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due.
If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the condemnor offers to
make an award or settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date of the notice
is given, Lender is authorized to collect and apply the proceeds, at its option, either to restoration or repair of the Property
or to the sums secured by this Security Instrument, whether or not then due.
Unless the Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend
or postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change the amount of such payments.
11. Borrower Not Releued; Forbearance By Lender Not a Waiver.
Extension of the time for payment or
modification of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest
of Borrower shall not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender
shall not be required to commence proceedings against any successor in interest or refuse to extend time for payment or
otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the origiaal
Borrower or Borrower's successors in interest. Any folbearance by Lender in exercising any right or remedy shall not be
a waiver of or preclude the exercise of any right or remedy.
12. Succeuon and Auign1 Bound; Joint and Several Liability; Co-lignen.
The covenants and agreements of
this Security Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisiClllS
of paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security
Instrument but does not execute the Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey tllat
Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the
sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower may agree to extend, modify,
forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without that Borrowar's
consent.
13. Loan CbargeL If the loan secured by this Security Instrument is subject to a law which sets maximum loan
charges, and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection
with the loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to redace
the charge to the permitted limit; and (b) any sums already collected from the Borrower which exceeded permitted limits will
be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making
a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without
any prepayment charge under the Note.
14. Notices. Any notice to Borrower provided for in this Security Instrument shall be given by delivering it or
by mailing it by first class mail unless applicable law requires use of another method. 1be notice shall be directed to the
Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shall be given by
first class mail to Lender's address stated herein or any other address Lender designates by notice to the Borrower. Any notice
provided for in this Security Instrument shall be deemed to have been given to Borrower or Lender when given as provided
in this paragraph.
15. Governing Law; Severability. This Security Instrument shall be governed by federal law and the law of the
jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Note
conflicts with applicable law, such conflict shall not affect other provisions of this Security Instrument or the Note which
can be given effect without the conflicting provision. To this end the provisions of the Security Instrument and the Note
are declared to be severable.
16. Borrower's Copy. Borrower shall be given one conformed copy of the Note and of this Security Instrument.
17, Transfer of the Property or a Bendacial Interest in Borrower. If all or any part of the Property or any
interest in it is sold or transferred ( or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural
(Pap4af6)
MASSACHUSETl'S-single Family-Fllllllle Mae/Freddie Mac UNIFORM INSTRUMENT
Fona 3022
9J90
......... SlfJ)
�J.5'9i5,mf'G 129
pe~n) without Lender's prior written consent. Lender may, at its option, require immediate & t
secured by this Security Instrument. However, this option shall not be exercised by Lender if exercise is prohibited by federal
law as of the date of this Security Instrument.
If the Lender · exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period
of not ·1ess than 30 days from the date the notice is delivered or mailed within which Borrower must pay all sums secuffl1
by tbis Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke
any remedies permitted by this Security Instrument without further notice or demand on Borrower.
18. Borrower's Right to Reinstate. If Borrower meets certain conditions, Borrower shall have the right to have
enforcement of this Security Instrument discontinued at any time prior to the earlier of: (a) S days (or such other period
as applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in 6is
Security Instrument; or (b) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower:
(a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration bad
occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security
Instrument, including, but not limited to, reasonable attorneys' fees; and (d) takes such action as Lender may reasonably
require to assure that the lien of this Security Instrument, Lender's rights in the Property and Borrower's obligation to pay
the sums secured by this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this Security Instrument and the obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, tlus
right to reinstate shall not apply in the case of acceleration under paragraph 17.
19. Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note (together with this Security
Instrument) may be sold one or more times without prior notice to Borrower. A sale may result in a change in the entity
(known as the "Loan Servicer'') that collects monthly payments due under the Note and this Security Instrument. There
also may be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
Servicer, Borrower will be given written notice of the change in accordance with paragraph 14 above and applicable law.
The notice will state the name and address of the new Loan Servicer and the address to which payments should be made.
The notice will also contain any other information required by applicable law.
20. Hazardous Substances.
Borrower shall not cause or permit the presence, use, disposal. storage, or relCIIC
of any Haz.ardous Substances on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting
the Property that is in violation of any Environmental Law. The prcxning two sentences shall not apply to the presence,
use. or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate
to normal residential uses and to maintenance of the Property.
Borrower shall promptly give Lender written notice of any investigation, claim, demand. lawsuit or other action by
any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or
Environmental Law of which Borrower has actual knowledge. If Borrower learns, or is notified by any governmental or
regulatory authority, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary,
Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law.
As used in this paragraph 20, " Hazardous Substances" are those substances defined as toxic or hazardous substances
by Environmental Law and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic
pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials. As
used in this paragraph 20, "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located
that relate to health, safety or environmental protection.
NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
21. Acceleration; Remedies. Lender shall gjve notice to Borrower prior to acceleration foUowing Borrower's
breach of any covenant or agreement in this Security Imtnunent (but not prior to acceleration under paragraph 17
unless applicable law provides othenrile). 1be notice shall apecify: (a) the default; (b) tile action required to care tk
default; (c) a date, not less than 30 days from tile date tile notice is given to Borrower, by which tile default mat
be cured; and (d) that failure to cure the default on or before tile date specified in the notice may result in accelentila
of the sums secured by this Security Instnment and sale of tile Property. 1be notice shall further inform Borrower
of the right to reinstate after acceleration and the right to bring a court action to auert tile non-aisteace of a defalt
or any other defen11e of Borrower to acceleration and sale. U the default is not cured on or before the date specified
in the notice, Lender at itl option may require immediate payment in full of all IIUIU secured by this Security Imtnmmt
without further demand and may invoke the STATUTORY POWER OF SALE and any other remedies permitted
by applicable law. Lender shall be entitled to collect all expen1e1 incurred in punuing the remedies provided In tin
paragraph 21, including, but not limited to, reuonable attorneys' fees and costs of title evidence.
If Lender invokes tile STATUTORY POWER OF SALE, Lender shall mail a copy of a notice or we to Borrower,
and to other penons prescribed by applicable law, in the manner prescribed by applicable law. Leader shall publish
the notice of sale, and the Property shall be 10ld in the manner prescribed by applicable law. Lender or itl daignee
may purchase the Property at any sale. 1be proceeds of the sale shall be applied in tile following order: (a) to all eipemeS
(Page 5 of6)
MASSACHUSEITS---single Family-Fllllllie MM/Freddie MK UNIFORM INSTRUMENT
Form3022 9"90
........ 5,93)
�.ecured~~-~~~fG 130
oftbe sale, including, but not limited to, reasonable attomey1' fea; (b) to all 1UJD1
meni; and (c) any excess to the person or penon1 legally entitled to it.
22. Release. Upon payment of all sums secured by this Security Instrument, Lender shall discharge this Security
Instrument without charge to Borrower. Borrower shall pay any recordation costs.
23. W aiven. Borrower waives all rights of homestead exemption in the Property and relinquishes all rights of
curtesy and dower in the Property.
24.
Riders to this Security lnltnunent. If one or more riders are executed by Borrower and recorded together
with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend
and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument.
[Check applicable box(es)J
I J
[ ]
[X]
[ ]
[ ]
[ ]
I ]
I ]
[ ]
[X]
Adjustable Rate Rider
Condominium Rider
1-4 Family Rider
Graduated Payment Rider
Planned Unit Development Rider
Bi-Weekly Payment Rider
Balloon Rider
Rate Improvement Rider
Second Home Rider
Other, Specify Exhibit A
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument
and in any rider(s) executed by Borrower and recorded with it.
Witness:
~ Ct ~
·suz.anne A. Stark
i~;~
n P. Cavanaugh
- Seal
Borrower
[Spue Below This Linc For Acknowledplcnt)
COMMONWEALTH OF MASSACHUSETTS
Suffolk, ss
May 25 , 1999.
Then personally appeared the above-named Maureen P. Cavanaugh and aclcnowledged the foregoing instrument to be his/her/their
free act and deed, before me,
P::-;r;::~Pt~
1
Sll7.3Me A. Stark Notary Public
My Commission Expires: 4n/2000
MASSACHUSETTS-single Family- F. . . . Mae/Freddie Mac UNIFORM INSTRUMENT
(Page 6 aC6)
�BK 15695 PG 131
1-4 FAMILY RIDER
Assignment of Rents
TI-IIS 1-4 FAMILY RIDER is made this 25th day of May, 1999 and is incorporated into and shall be deemed to amend aid
supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument") of the same date given by the undersigned (the
"Borrower'') to secure Borrower's Note to Union Trust Mortgage Corporation, 5 Essex Green Drive, 1st Floor, Peabody,
MassachusettsO 1960 (the "Lender") of the same date and covering the Property described in the Security Instrument and located at:
5 Phelps Street, Salem, Massachusetts 0 1970
I Property Addraal
1-4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower
and Lender further covenant and agree as follows:
A. ADDmONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMl:NT.
In addition to the Property
described in the Security Instrument, the following items are added to the Property description, and shall also constitute the
Property covered by the Security Instrument: building materials, appliances and goods of every nature whatsoever now or
hereafter located in, on, or used, or intended to be used in connection with the Property, including, but not limited to, those
for the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light, fire prevention and
extinguishing apparatus, security and access control apparatus, plumbing, bath tubs, water beaten, water closets, sinks,
ranges, stoves, refrigerators, dishwashers, disposals, washers, myers. awnings, storm windows, storm doors, screens, blinds,
shades, curtains and curtain rods, attached mirrors, cabinets, panelling and attached floor coverings now or hereafter attached
to the Property, all of which, including replacements and additions thereto, shall be deemed to be and remain a part of the
Property covered by the Security Instrument. All of the foregoing together with the Property described in the Security
Instrument (or the leasehold estate if the Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider and
the Security Instrument as the "Property."
B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek. agree to or make a chanse in the
use of the Property or its zoning classification, unless Lender has agreed in writing to the change. Borrower shall comply
with all laws, ordinances, regulations and requirements of any governmental body applicable to the Property.
C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any lien inferior to the
Security Instrument to be perfected against the Property without Lender's prior written permission.
D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to the other hazards for
which insurance is required by Uniform Covenant 5.
E. "BORROWER'S RIGHT TO REINSTATE" DELETED. Uniform Covenant 18 is deleted.
F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing, the first sentence in
Uniform Covenant 6 concerning Borrower's occupancy of the Property is deleted. All remaining covenants and agreements
set forth in Uniform Covenant 6 shall remain in effect.
G. ASSIGNMENT OF LEASES. Upon Lender's request, Borrower shall assign to Lender all leases of the Property
and all security deposits made in connection with leases of the Property. Upon the assignment, Lender shall have the right to
modify, extend or tenninate the existing leases and to execute new leases, in Lender's sole discretion. As used in this
paragraph G, the word "lease" shall mean "sublease" if the Security Instrument is on a leasehold.
H. ASSIGNMENT OF RENTS; APPOINTMENT OF RECEIVER; LENDER IN POSSESSION.
Bo1T01WCr
absolutely and unconditionally assigns and transfers to Lender all the rents and revenues ("Rents") of the Property, regardless
of to whom the Rents of the Property are payable. Borrower authorizes Lender or Lender's agents to collect the Rents, and
agrees that each tenant of the Property shall pay the Rents to Lender or Lender's agents. However, Borrower shall receive the
MULTISTATE 1-4 FAMILY RIDER - Fannie Mac/Fraldic M11e UNIFORM INSTRUMENT
Form 3179 9/90 (Pag• J o/2)
�BK 15695 PG 132
Rents until (i) Lender has given Borrower notice of default pursuant to paragraph 21 of the Security Instrument and (ii)
Lender has given notice to the tenant(s) that the Rents are to be paid to Lender or Lender's agent. This amgnment of Rents
constitutes an absolute amgnment and not an amgnment for additional security only.
· If Lender gives notice of breach to Borrower: (i) all Rents received by Borrower shall be held by Borrower as trustee mr
the benefit of Lender only, to be applied to the sums secured by the Security Instrument; (ii) Lender shall be entitled to
collect and receive all of the Rents of the Property; (iii) Borrower agiees that each tenant of the Property shall pay all Raats
due and. unpaid to Lender or Lender's agents upon Lender's written demand to the tenant; (iv) unless applicable law provides
otherwise, all Rents collected by the Lender or Lender's agents shall be applied first to the costs of taking control of and
managing the Property and collecting the Rents, including. but not limited to, attorney's fees, receiver's fees, premiums on
receiver's bonds, repair and maintenance costs, insurance premiums, taxes, assessments and other charges on the Propeny,
and then to the sums secured by the Security Instrument; (v) Lender, Lender's agents or any judicially appointed recener
shall be liable to account for only those Rents actually received; and (vi) Lender shall be entitled to have a receiver appoisd
to take possession of and manage the Property and collect the Rents and profits derived from the Property without any
showing as to the inadequacy of the Property as security.
If the Rents of the Property are not sufficient to cover the costs of taking control of and managing the Property and of
collecting the Rents any funds expended by Lender for such purposes shall become indebtedness of Borrower to Lender
secured by the Security Instrument pursuant to Uniform Covenant 7.
Borrower represents and warrants that Borrower has not executed any prior auignment of the Rents and has not and will
not perform any act that would prevent Lender from exercising its rights under this paragraph.
Lender, or Lender's agents or a judicially appointed receiver, shall not be required to enter upon, take control of or
maintain the Property before or after giving notice of default to Borrower. However, Lender, or Lender's agents or a
judicially appointed receiver, may do so at any time when a default occurs. Any application of Rents shall not cure or waive
any default or invalidate any other right or remedy of Lender. This auignment of Rents of the Property shall terminate wllen
all the sums secured by the Security Instrument are paid in full.
L CROSS-DEFAULT PROVISION. Borrower's default or breach under any note or agreement in which Lender has an
interest shall be a breach under the Security Instrument and Lender may invoke any of the remedies permitted by the Security
Instrument.
BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this 1-4 Family Rider.
MULTIS'fATE 1-4 FAMILY RIDER - Flllllde M-.!Fmlllie MK UNIFORM INS'fRUMENT
Form3179 9'90 (Pog•1of])
�BK 15695 PG 133
EXHIBIT A
•
The land in Salem, with the buildings thereon, bounded and described as follows:
WESTERLY:
by Phelps Street about seventy-nine (79) feet;
NORTHERLY:
by land now or formerly of Little about sixty-seven (67) feet;
EASTERLY:
by land now or formerly of Murphy about forty-two (42) feet;
NORTHERLY:
by land now or formerly of Murphy about (54) feet;
EASTERLY:
by land now or formerly of Tuttle, Babridge and Russell about
forty (40) feet, five (5) inches; and
SOUTHERLY:
by land now or formerly of Gilbert about one hundred twenty-five
(125) feet.
Meaning and intending to convey and hereby conveying the same premises as conveyed
to me by deed of Dennis R. Harrison. Said deed is recorded prior hereto.
�\I\\\ \\-1\11\1 \\11\\1\\ \\\\ \I \\\\1\1\\\ Ill\ ~\\
1
2004060400273 Bk:22949 Pg. 581
,
1
QUITCLAIM DEED
06/04/2004 10: 56 :_
00
DEED pg
I, the undersigned, Maureen Cavanaugh, of 5 Phelps Street, Salem, Essex County,
Massachusetts for consideration of One Dollar ($1.00), grant to Maureen Cavanaugh, Trustee
of Cavanaugh Family Realty Trust to be recorded herewith of 5 Phelps Street, Salem, Essex
County, Massachusetts, with Quitclaim Covenants, the land in Salem, Essex County,
Massachusetts, known as 5 Phelps Street, with the buildings and Improvements thereon,
bounded and described as follows:
WESTERLY:
by Phelps Street about seventy-nine (79) feet;
NORTHERLY:
by land now or formerly of Little about sixty-seven (67) feet;
EASTERLY:
by land now or formerly of Murphy about forty-two (42) feet;
NORTHERLY:
by land now or formerly of Murphy about fifty-four (54) feey;
EASTERLY:
by land now or formerly of Tuttle, Babridge and Russell about forty
(40) feet, five (5) inches; and
SOUTHERLY:
(125) feet.
by land now or formerly of Gilbert about one hundred twenty-five
Meaning and intending to convey the same premises conveyed to me by deed of Dennis R.
Harrison dated May 25, 1999 and recorded with Essex South District Registry of Deeds, Book
15695, Page 12.
Executed under seal this
/l.... .......a...3__,
day of _........
.,
2001
//1~
/MAURE
COMMONWEALTH OF MASSACHUSETTS
~£2,:;,o,. . ___ __ , 2001
, ......._ .3
ESSEX, ss
'
Then personally appeared the above named MAUREEN CAVANAUGH, and
acknowledged the foregoing instrument to be her free act and deed before me.
HIU
, M RAN, QUIRE
Notarv Pt,.blic
Commonweaith·c.:t t.\i<;sachusetts
My Commiss1c t E:xpires
Octooer 2, ~y.,.3
l'k.v ,,it f.;,
Pt-t11...113 1)
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Notaryubfic
My commission expires:
1
�-SO.ESSEX #159 Bk:36390 Pg:150
1~~~111~mmr11~
12/08/2017 10 : 37 DEED Pg 1/2
2 pages
QUITCLAIM DEED
I, Maureen Cavanaugh, of Salem, Massachusetts, Trustee of Cavanaugh Family Realty
Trust, created under Declaration of Trust dated December 3, 2001, and recorded with the Essex
South Registry of Deeds on June 4, 2004, at Book 22949, Page 49, and as further referenced in
Trustee Certificate signed and dated the same day as this Deed and recorded contemporaneously
herewith, in consideration of Ten and 00/100 Dollars ($10.00), and other good consideration
paid, grant to Maureen Cavanaugh, of 5 Phelps Street, Salem, Massachusetts, individually,
with Quitclaim Covenants
the land in Salem, Essex County, known as 5 Phelps Street, with the buildings and improvements
thereon, bounded and described as follows:
WESTERLY:
NORTHERLY:
i
it
o
by land now or formerly of Murphy, about forty-two (42) feet;
NORTHERLY:
!
by land now or formerly of Little, about sixty-seven (67) feet;
EASTERLY:
Cll
Cll
by Phelps Street, about seventy-nine (79) feet; ·
by land now or formerly of Murphy, about fifty-four (54) feet;
EASTERLY:
by land now or formerly of Tuttle, Babridge and Russell, about
Forty (40) feet five (5) inches; and
SOUTHERLY:
by land now or formerly of Gilbert, about one hundred twenty-five
(125) feet.
Said premises are the same premises conveyed to me as Trustee of the Cavanaugh Family
Trust by deed dated December 4, 2001, and recorded on June 4, 2004, at the Essex South District
Registry of Deeds, at Book 22949, Page 58.
WITNESS my hand and seal this
r
day of December, 2017.
�COMMONWEALTH OF MASSACHUSETTS
Essex, ss.
~
0~ this
day of December, 2017, personally appeared before me Maureen
Cavanaugh, proved to me by satisfactory evidence of identification, which was
}It A--i>--f~ · , ~ t o be the person who signed the attached Quitclaim Deed, and
,
acknowledged to me that she signed it willingly and for its stated purpose,
--~~,Y~ ,1 (-/,
Notary Pub&: D ~Leydon Harvey
My commission expires: August 10, 2018
�- - - - - - - - - -- -- -- -·- ....... ·· · ·-·- - - - ----- --- · "•----·- · ·
RETURN TO:
John A. Gebauer, Esq.
76 Lafayette Street - Suite 202
Salem, MA 0 1970
f
1111111111111111111111111111111111111111111111
SO.ESSEX #357 Bk:36691 Pg:18
05/02/2018 03 : 02 DEED Pg 1/2
QUITCLAIM DEED
I, MAUREEN CAVANAUGH, of Salem, Essex County, Massachusetts, in consideration of One
Dollar and Zero Cents ($1.00) paid, grant with QUITCLAIM COVENANTS to MAUREEN
CAVANAUGH as Trustee of the CAVANAUGH FAMILY REALTY TRUST Under
Declaration of Trust dated June 4, 2004, with an address of 5 Phelps Street, Salem,
Massachusetts, the following property located in Salem, County of Essex, Commonwealth of
Massachusetts:
FOR DESCRIPTION SEE "EXHIBIT A" ATTACHED HERETO.
0
r---
0\
All right of homestead and other interest are also released.
....-<
0
~
Executed under seal this
2ru1
day of May,
20n~
~
MAUR:EEN'CAVANAUGH
PROPERTY ADDRESS: 5 Phelps Street, Salem, MA 01970
COMMONWEALTH OF MASSACHUSETTS )
)
COUNTY OF ESSEX
)
On this 2nd day of May, 2018, before me, the undersigned notary public, personally appeared
.,-iy~~EEN CAVANAUGH, proved to me through personal knowledge or satisfactory evidence
f identifica ·
to be the person whose name is signed on the preceding or attached document
an acknowledge o me that she signed it voluntarily for its stated purpose.
J
My comm1ss1on expires: 10/07
---- ----
·--- -- -- ~-------------- ~------- - - - -- -- - -- ----------~--- -- - -
�EXHIBIT A
The land in Salem, Essex County, known as 5 Phelps Street, ~th the buildings and
improvements thereon, bounded and described as follows:
WESTERLY by Phelps Street, about seventy-nine (79) feet;
NORTHERLY by land now or formerly of Little, about sixty-seven (67) feet;
EASTERLY by land now or formerly of Murphy, about forty-two (42) feet;
NORTHERLY by land now or formerly of Murphy, about fifty-four (54) feet;
EASTERLY by land now or formerly of Turtle, Babridge and Russell, about forty (40) feet five
(5) inches; and
SOUTHERLY by land now or formerly of Gilbert, about one hundred twenty-five (125) feet.
Meaning and hereby intending to describe the same premises as conveyed to Maureen
Cavanaugh by deed dated and recorded on December 8, 2017 with the Essex South District
Registry of Deeds in Book 36390 at Page 150.
---
- -------------- ------- - --- - ---------------- -
- ----
--- -----------------
�
Dublin Core
The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.
Title
A name given to the resource
Phelps Street
Dublin Core
The Dublin Core metadata element set is common to all Omeka records, including items, files, and collections. For more information see, http://dublincore.org/documents/dces/.
Title
A name given to the resource
5 Phelps Street, Salem, MA 01970
Subject
The topic of the resource
House Histories
Description
An account of the resource
Built for
Winifred Burke
Widow
of Thomas Burke
Shoemaker
1916
Original home of Ellen & Thomas Thornton
destroyed in Great Salem Fire of 1914
Creator
An entity primarily responsible for making the resource
Historic Salem, Inc.
Source
A related resource from which the described resource is derived
Historic Salem, Inc. house histories
Publisher
An entity responsible for making the resource available
Historic Salem, Inc.
Date
A point or period of time associated with an event in the lifecycle of the resource
Built: 1916
House History Completed: March 2020
Contributor
An entity responsible for making contributions to the resource
Jen Ratliff
Language
A language of the resource
English